Debt Management - Do you have too much Debt?

Whether or not you have too much debt is not always easily determined. However, there are certain signs that indicate that you are indeed experiencing some major financial trouble. It is important to be able to recognize these signs and to watch out for them in order to avoid the severest forms of financial trouble- bankruptcy and foreclosure.

It is time to take control of your debt – Follow the below 5 steps in order for you to control your debt instead of your debt controlling you:

1. Contact a BALANCE certified counselor for a free confidential Debt Management counseling session.

2. Complete the booklets “Downsizing Your Debt”

3. Watch the video “Getting Out of Debt”

4. Complete the BalanceTrack Module: Rebuilding After a Financial Crisis and Financial First Aid

5. Review the toolkit Steps to Financial Success