Money Management - Does your money control you?

Money management is the process of knowing where you are spending your money today and having a well-thought-out plan in place for where you want it to go in the future. Taking the time to set goals today allows you to achieve what you want in the future. Creating a budget is simply a plan for what you want to do with your money. There is one consistent rule: expenses should never exceed income!

If it is time to take control of your money instead of your money controlling you follow the below 5 steps:

1. Contact a BALANCE certified counselor for a free confidential Budget counseling session.

2. Complete the booklet “Money Management Planner”

3. Listen to the Podcast “Money Management”

4. Complete the BalanceTrack Module: Money Management and Psychology of Spending

5. Review the toolkit Cost Cutting